interesting tidbits

Some tips on personal finance..

Get a credit card

Do not use your debit card for any physical or online transactions, except for withdrawing cash from an ATM. Debit card fraud will put your hard earned money at risk.

Make sure you use a credit card, so that you can dispute any charges without much risk. Do ensure that you clear your card dues every month. Failing to do this will affect your credit worthiness and also, cause you a bomb in credit card charges.

Buy insurance

Term

Medical

Do not mix insurance and investment. Treat insurance as a cost.

Invest regularly

Maintain a budget.

Use a budget tracker.

https://www.tillerhq.com/free-google-sheets-budget-templates/

Review regularly